Benefit Coverage Offering High Value with Increased Choice & Flexibility
HBA of SC Health Insurance Plans
Everyone wants quality health insurance at affordable prices for themselves, their families, and their employees.
With the continuing rise in health insurance premiums, we now have the ability to take control of our own health care costs by joining together and using our collective buying power to stem the rising prices.
The HBA of SC offers qualified employers with employee benefit coverage that provides highvalue, increased choice and increased flexibility.
As a member of the Home Builders Association of South Carolina, you can take advantage of Affordable Care Act-compliant insurance through the HBA of SC Healthcare Trust.
The trust is a private, not-for-profit entity that uses the combined buying power of our members to purchase health insurance at competitive rates. This gives us the same buying power as any large organization, which gives members the opportunity to save on health care costs.
The HBA of SC group health insurance plan with Blue Cross Blue Shield of South Carolina.
The HBA of SC Benefits Trust includes a group health insurance plan underwritten by Blue Cross and Blue Shield of South Carolina.
The Plan is viewed as one large group so it eliminates some costly ACA requirements and allows for more liberal “large-group”underwriting and aggressive rating. This leads to qualifying companies being afforded the opportunity to save on healthcare costs while enjoying low renewal increases annually.
The S.C. health market is increasing renewals 10-20% in most instances.
Most companies participating in the plan had no increase in cost in 2020 and 2021!
Why Join the HBASC Plan?
The Association Plan is administered under one contract with 19 benefit design plan options. You choose the plans offered to your employees and you set your eligibility waiting period and contributions (there are some minimum participation and contribution requirements).
The program provides a long- term, cost-saving health insurance solution for member companies. Qualifying member and non-member companies may obtain a quote to see if they want to take advantage of this valuable new membership benefit.
Association membership is required prior to the insurance effective date. Your HBA selected agent can help you through the quote and application process.
Agencies Approved to Quote Plan Pricing and Provide Additional Information
| Forrest Insurance Agency | www.forrestinsuranceagency.com | (803) 750-9015 |
| J. Freeman and Associates | www.j-freeman.com | (864) 331-4400 |
| King Street Agency | www.kingstreetagency.com | (843) 408-4232 |
| Kinghorn Agency | www.kinghornagency.com | (843) 837-3911 |
| Law Insurance Agency | www.lawinsuranceagency.com | (864) 582-2334 |
| Palmetto Insurance Group | www.palmettoinsurancegroup.com | (803) 738-8183 |
| SE Insurance Group | www.seinsurancegroup.com | (877) 806-0464 |
| Southeastern Insurance Consultants | www.siconsultants.com | (803) 732-7284 |
| Turbeville Insurance Agency | www.tiasc.biz | (800) 738-9918 |
| The Ellis Company | www.theellisco.com | (843) 856-1430 |
RENEWAL RATES
Most companies participating in the plan will see no increase in cost in 2020 and 2021!
RETENTION TOOL
Policies and Benefits Plans designed to help you recruit and retain the best employees.
BENEFIT PLAN PACKAGES
Dental, vision and life plans at very affordable cost allow participating employers to keep all benefits under one umbrella